Marriage is a complex and legally binding contract that involves financial obligations, property division, debt allocation, spousal support, and child custody. It is a legal and financial decision that requires understanding the risks involved. A prenuptial agreement, also known as antenuptial or premarital agreement, is a written contract entered into by a couple before marriage or a civil union. This agreement outlines the rights and obligations of each spouse in the event of a divorce or separation, typically covering property division, spousal support, and other financial matters.
Marriage contracts are a special form of contract where a duty of good faith is placed on both parties during negotiations. Financial disclosure is a key necessity of marriage contracts, as your partner must be informed about all their income, assets, debts, and liabilities at the time of the agreement. Marriage is a contract with duties imposed and rights granted by statutory and common law, including financial responsibilities.
A prenuptial agreement is a contract entered into by a couple before getting married, setting out how you and your spouse will divide your assets if you get married. A prenuptial agreement is a legal document that outlines each party’s financial responsibilities and is essential for a successful marriage.
In conclusion, marriage is not just about love; it is also a legal contract that comes with weighty financial decisions. Understanding the risks and benefits of marriage is crucial for navigating the complex world of marriage.
📹 Is Marriage Really A Financial Trap?
Explore More Shows from Ramsey Network: 🎙️ The Ramsey Show ⮕ https://ter.li/ng9950 Smart Money Happy Hour …
Is marriage a financial commitment?
Before you get married, you and your partner should tell each other about your finances. Marriage is a legal and financial decision. The government doesn’t care how in love you are. You need to know the risks you are taking by getting married. Marriage changes your finances. It’s not just that you’re living together or sharing expenses. Your legal and tax statuses change. Your future choices may change because of what your spouse brings into the financial picture.
It’s smart to talk about these issues with your partner before the wedding. It’s not the most exciting thing to do before getting married. Your financial decisions will affect you and your future spouse for years to come.
Before marriage, partners should share their assets, debts, and credit reports. Marriage can have financial benefits, especially if you know how to file taxes as a couple. Learn your state’s laws about marital property and how assets and debts acquired before and after marriage will be shared. Financial decisions around wedding budgets can affect couples for years—for better or for worse.
Who is financially responsible in a marriage?
Many couples today divide financial responsibilities by gender, according to financial professionals. Even if the division isn’t by gender, there’s often still a division. One partner manages the money while the other just follows. Does this sound familiar? “It’s common for one partner to do most of the money work,” says Megan McCoy, Ph.D., a marriage and family therapist who teaches financial therapy at Kansas State University. But experts say beware. If one partner handles all the finances and the other doesn’t, it can be stressful and risky for your relationship. It’s also not good for your finances. Why? If one partner controls the money, they’re basically “parenting” the other’s spending. This can make the money manager feel resentful. It can also cause frustration if she’s asked for money all the time. If the money manager doesn’t want to say no to her partner, this could have negative financial consequences.
Is marriage a contract agreement?
Marriage agreement. Couples often enter into marriage agreements to address issues that could arise during marriage. However, these agreements are often intended to address issues that may arise if the marriage breaks down. A marriage agreement is legally binding. If someone tries to avoid or change an obligation they have agreed to, the courts can enforce the agreement. Most couples don’t have a marriage agreement. You don’t have to sign a marriage agreement if you’re married or planning to marry. Your future spouse can’t make you sign a marriage agreement. Not signing a marriage agreement might end your relationship and stop you getting married, but that’s your choice. You don’t have to sign a marriage agreement.
Is marriage a type of contract?
Marital agreements. There are different types of marriage agreements. The main contract is the marriage contract, which is your agreement to marry your spouse. Married people can also make other agreements.
Prenuptial agreement: This is a contract you and your spouse sign before marriage. This contract describes what property and financial assets you and your spouse bring into the marriage and how those assets will be handled during the marriage and in the event of a divorce. The prenup will also say how property and assets acquired during the marriage will be divided in case of divorce. You and your spouse need to be represented by attorneys and complete disclosure of all property and assets owned before the marriage to increase the likelihood that the prenuptial agreement will be enforced. Postnuptial agreement: This is a contract you and your spouse enter into after you are married. It describes how your property and assets will be divided in the event of divorce or death. Separation agreement: This is an agreement to live separately without getting divorced. The separation agreement covers child support, custody, visitation, spousal maintenance, and dividing property and assets. Marital settlement agreement: This is an agreement to end your marriage. You may be able to agree on the details without going to court. A marital settlement agreement addresses how you and your spouse want to handle your property, assets, support, and visitation and custody arrangements. Each of these agreements can usually be enforced by either spouse. Sometimes, courts decide that agreements are not valid because they were unfair when made or because they were unconscionable at the time of divorce. An unconscionable agreement is one that no reasonable person would make or accept. This leaves the court with a lot of freedom to decide what is unconscionable.
Legal Editors: Pasquale J. Crispo and Elliot Polland, April 2015 (updated June 2020)
Is my wife taking advantage of me financially?
Here are some examples of exploitation. Controlling or spending your money. This may involve controlling your money. They may also use your assets for their own benefit without asking, including taking money or using credit cards without permission. Most people think of verbal and physical abuse when they think of domestic abuse. But research shows that financial abuse happens as often in unhealthy relationships as other forms of abuse. A study by the Centers for Financial Security found that 99% of domestic violence cases involved financial abuse. Financial abuse is often the first sign of dating violence and domestic abuse. Knowing how to identify financial abuse is important for your safety. What is financial abuse? Financial abuse is when someone controls how a victim gets, uses, and keeps money. Those who are financially abused may be prevented from working.
Is marriage an economic contract?
Does economics help marriages succeed? We’re not talking about money here. We’re talking about economic theories. Marriage is like a business arrangement. Think about it. Two people get married and work together to achieve a common goal. They make a verbal contract that says they’re committed to making it work and put in a large initial investment with hopes for great returns. While there are other factors, it’s not too big a leap to think that marriage could benefit from economic principles like traditional businesses.
Marriage can benefit from economic principles that help traditional businesses succeed. Principles like moral hazard, loss aversion, game theory, and thinking at the margin can help relationships. It’s important to remember that human behavior is influenced by context, emotions, and the tendency to live in the moment.
Cost-Benefit Analysis In marriage, many decisions need to be made. One way to help you make decisions is to think about the costs and benefits. The idea is to weigh the cost against the benefit.
Is marriage a contract or an obligation?
Marriage is a legal contract that regulates sexual behavior, enforces gender roles, and provides benefits to the couple.
Is a husband supposed to support his wife financially?
The Family Law Act says that if a person can’t afford to support themselves, they must help their spouse or former partner. Does a husband have to support his wife during separation? People often ask this when a relationship ends. If you know people who have separated, you probably know what spousal maintenance is. Spousal maintenance is financial support paid by one person to another when they can’t support themselves. Let’s start with a few basics. Who can claim spousal maintenance? This isn’t just about husbands supporting wives. A wife can also claim spousal maintenance. Maintenance can also apply to same-sex couples and de facto relationships.
Should a husband support his wife financially?
Husbands and wives may have different roles in their marriage, including financial support. A husband’s financial role in a marriage varies. It depends on the couple. It also depends on the changing workplace. In 45% of American households, women are the main breadwinners or earn as much as their partners. The closing gender pay gap and large increase in female college graduates affect more than just the workplace. This blog post looks at academic research on whether a husband should financially support his wife.
Financial support reflects different values and expectations.
📹 The Economics (Money/Financial Dimension) of Marriage: Is Getting Married Good for Business?
Thinking about getting married? If so, just how do yo define “thinking” or, in other words, are you also factoring in the money …
Most men don’t have this perspective going into marriage, but it’s an undisputed fact that family and divorce courts are stacked against men. If you can find a good woman who will marry you and build a life together, then there is indeed great financial benefits to that, but saying that doesn’t paint the whole picture. Women are incentivized in our society to rely on the state at the expense of men. Also rampant promiscuity among women has made it almost impossible for men who aren’t in the top 10% of men to find a decent woman.
Someone call up the Ramsey show and ask if you should enter into a business contract in an industry where over half the businesses fail, and you have to compensate the other party for the rest of their life, even if they’re the ones who break the contract and dissolve the business. Don’t mention marriage at all. Dave would tell you to lease a car before he’d tell you to enter into that business contract.
This is like the old people who say “back in my day, we didn’t wear seatbelts and smoked three packs a day, and we’re all fine!” No, the ones who survived are “fine”, the ones who didn’t aren’t around to tell you they didn’t make it. Yes, people who have successful marriages might overall be more wealthy(this does NOT mean that marriage = wealth!), but where are the people whose marriages ended in divorce, and what’s their story look like now?
The quality of women today is not like it was the past. I’m 32 now and was single for up until 30 when I did marry and she was a 2nd generation Thai girl that has traditional values. Very family oriented and when you marry her, her parents are part of the deal and many generation will live close by or under the same roof. I have dated many American girls my age and all have one thing in common. No substance, no vision of where they want to be in 10 years. No backbone or staying power in hard times. When I went into business for myself, I had saved up money for the hard times ahead. We were close to the edge of bankruptcy and she stayed with me and encouraged me to keep going. My business is doing well now and she was there the whole time and we both sacrificed alot to get where we are. American raised girls of today don’t have that stay with you even when times are bad mentally.
This is an interesting topic and I wish they would take this more seriously. In a perfect world, marriage works. Unfortunately, we live in different times and society isn’t seemed set up to contribute to happy marriages. Nonetheless, I plan to get married but at the end of the day, if you get a divorce, men are effected mostly.
Marriage is beautiful and I couldn’t imagine life without my wife and kids. On the other hand man have to be realistic and know all the pros and cons. Red Pill community does alot of good things but one downside is discouraging men from marriage and having kids. If the court system was more fair to men then we would see more marriages. This topic requires a 5 hour podcast
I have a Wife, she is the best thing that’s ever happened to me. I am active millitary and we get extra benefits for being married active dutie such as being paid more for our housing and separation pay when ever we are away from each other due to the millitary. I was so happy to be married and I love and still do love my wife. I love her more every day. If I could go back I would NEVER get married and if I did I would never combine finances. It’s the most one sided contract in the USA.
Ask my husband what’s in it for him being married. He regularly tells me he has no idea what he did to deserve the life I provide for him. And I tell him the same. We make each other’s lives better. And no one here is trying to “cash in” anything. I’ll take a hard pass on single motherhood and he feels the same about single fatherhood. No thanks 😂
The reason that married men earn more than single men is that women specifically SELECT men to marry who have higher incomes. It’s not because marriage somehow increases your income, though men are often FORCED by circumstances to work harder and longer hours to support their often-unappreciative wives and children. Also, the statistics for “single” men include both never-married men and divorced men. These “single” men therefore have a lower income because they’ve already been taken to the cleaners by their ex-wives. Dave’s encouraging men to get married is the one and only fatal flaw in his entire financial package. The divorce rate is well over 50 percent. Would Dave invest money into a stock with a 50 percent chance of its being liquidated at a huge loss? Of course not. Dave is living in the distant past on this one issue.
Marriage is a partnership. It took me a few years to fully grasp the work that is required to maintain a healthy marriage, but I came around. It was not always easy, especially in the child-rearing years when all our time and energy was absorbed by the kids and we had no time for each other. Once we got beyond kids, we were able to find each other again. We do not share the same hobbies and passions, and that is ok. We enjoy our shared experiences and the life we have built over time. The grass is not always greener and many of my friends have thought that…and failed. Work on the marriage and invest in each other. Over time it will prevail if people are willing to accept each other’s faults…and their own.
Have you noticed that they’ve been waffling without actually addressing the man’s point. Do you know why? Because he is right, and they know it.\r The greatest benefactor of marriage if it does work is the woman. If it does not work it’s still the woman. That’s why it is the woman who will be the first to introduce the topic of marriage and kids in a relationship. And that’s why majority of divorces are initiated by women.\r Dear young single brothers. Marriage is beautiful. At least in theory. However, go in there with your eyes and mind wide open. \r How do you prepare? Look at how most marriages pen out in your area/state/province/City etc. Assume that yours will also pen out the same way. Then see that as an opportunity to go back into the past to change things – to minimize or eliminate any undesired outcome on you as an individual. \r So that past is now. What do you do now to solve that problem which occurred in the future? Voila!
This guy is spot on, I am 58, now divorced after 20 years of marriage and yes lost 50% of everything if not more and did far more than my fair share in producing that wealth. If I were to give a guy advice today who was in his 20s it would be this. Do NOT get married or have a live in girlfriend. Work on yourself, education, skills, start a business and prosper, if you do these things you will have woman all over you begging for your attention. Wait until you are at least 35 – 40 before getting married to a girl who treat you like a king and is still young enough to have kids if you want them and who accepts a prenupt. Marriage is a VERY bad deal for guys these days, this is not like it was, things have changed drastically.
Wow, these comments are all so negative! Marriage can be such a blessing, but of course you have to work at it, nurture your relationship and grow together. I feel so blessed to have been married to my sweetheart for 25 years, but of course we’ve had difficult times, the loss of a child, financial problems until we got it together. The thing is we supported each other through it all, sometimes better than others. Marriage is a gift.
The guy is spot on. There is only a few exceptions. One you learn to deal with women and you pick the right one. I am happily married but i had the ability to pick the right woman if you don’t have the abundance of selection you should not get married. If you find the married the right woman you actually able to build more together
50% of marriages end in divorce. I absolutely believe in marriage but I do agree with the sentiment that the Ramsey show is a little too “marriage happy” by encouraging everyone in every relationship of every age to get married and quickly at that. When couples live together they learn many things and I can’t imagine marrying someone that I know so little about. There was a call today on the Deloney show about a man who was considering breaking up with his live in girlfriend after having bought an engagement ring because many red flags emerged AFTER moving in together. If you take marriage seriously and want to be on the right side of the 50% and not end up divorced then don’t rush marriage- take your time to make such a massive decision. The whole paint or get off the ladder sentiment is silly to me- most levelheaded responsible people I know (both men and women) WANT to date and live together for a lengthy period of time before marrying
Neither side is actually contradicting each other. I think a big part of the issue is the collapse of religion. It’s hard to gauge whether your values match with someone if you don’t have a solid religious framework to guide you in your decisions. On the other hand, when you’re twenty you can’t know whether anyone is the “right” person, but the point is, short of abuse or other serious issues, you need to be fully committed to remaining together, which leaves you no option but to work out your disagreements.
As someone going through divorce right now, marriage isn’t what it used to be. Statistically 50% of marriages end in divorce and of those, 70-80% are initiated by the woman. Now at 28 I’m having to live with my parents (for now) because I can’t afford a home in my own home county, not just my home town. That’s with a relatively mild divorce. I can’t imagine having to pay alimony and child support on top of that. IF I do get married again there will be a pre-nup and separate bank accounts for sure.
By every measure of health, income, net worth, successful children, and happiness, those who get and stay married are far better off than those who do not. The problem is finding the right spouse is the hardest task that we have in life, and there is no instruction manual as to how to succeed. Most of us base our decision on how someone looks, and we should all take our time and be sure we really know the person to whom we will make this important commitment. I would say a minimum of three years, and that time should include some challenging events.
I don’t want my sons to get married. There is nothing but downside for men. The push for Equality seems to end with responsibility. All of a sudden women are helpless and/or “abused” when the relationship fails. She doesn’t work-“he wasn’t supportive enough”. He works and she stays home “he wasn’t around enough”. She cheated, “he was not emotionally available”. She stops taking care of herself, “he is judgemental”. None of these scenarios work if you flip the gender and the courts/legal system is heavily biased to maintain that, to infantilize women when it all falls apart.
Even if what they are saying in the article is twice as true as they are selling it, the fact remains 50% of marriages end in divorce usually with the man being penalized very substantially. If you called them and told them there is a 50% chance of losing Dave and team would tell you that it is gambling and a hard pass .Difference? Marriage today is a transaction, one being financially.
I agree with both sides, there are positives and negatives. But a lot of people get married to walk away wealthy because they fall out of love. I lost my $700K house to my X, she never contributed to the bills or mortgage but got a free house and car. Not sure I would get married again, but I am not against it if two people love each other but as long as you both take steps to protect yourself and assets. Family law/court is broken and not fair typically to the man but women also sometimes get caught up in it if they the bigger earner, but mostly men end up at the worst end. There are reasons to get married but do it for the right reasons. I also agree you can do it without getting married.
1:50 Notice it immediately goes to jaded or burned, but not wrong. He literally says he has never been married or taken to the cleaners. You’re not wrong emailer. Lets start there. Marriage is a risk. Just like starting a business is a risk. You’re hoping you’ve asked all the right questions of the person, that they were truthful in their answers, and you’ve spent enough time with them to see they are the person they claim to be. Much like starting a new company, it’s hard work the first couple years, but your reward is having someone who is ride or die. Someone who is a support. Someone who can give you a perspective you respect that you may not have thought about. Yes, women put on weight after kids. The normal back in the day was 10 pounds for every child. This is from hip widening/edema/etc. Moms chop off their hair for a multitude of reasons (infant pulling/risk of tourniqueting infant fingers/lack of time to maintain long hair). None of the reasons matter to this emailer because his observation is accurate and men are visual. So naturally, he sees the average woman “letting herself go” after marriage and kids, but hasn’t gotten to the place of understanding why. Why is from sacrificing her body to give you, the person she finds deserving, a legacy. A way to carry on your traditions and values. Marriage is a risk. Risks take sacrifice. Risks can not work out. Risks can also be very rewarding.
I agree that there is a financial benefit to marriage when the couple is on the same page mentally, emotionally, spiritually and financially. That doesn’t negate the fact that many people are broken, unhealed and/or toxic. They may not be healed enough for marriage until their late 30s to early 40s. In that case marriage should not be on the table. It may become a financial liability. The seven baby steps works for singles as well as married couples. Marriage may be a goal, but for the healed, healthy version of oneself.
As soon has he got done reading the paper they went right into warfare mode and used common shaming language, it sounds like he has been burned or who hurt you 😂. A majority of people like this will use guilt tripping, shaming and name calling if you don’t have the same views or ideologies that they have so they can guilt trip you to conform to their way of thinking.
The stats George threw out, when it comes to cohabs having lower income/net worth is true, and it is most often due to behavior trends. Cohabs keep salaries down in order to live off govt programs that have income max limits and rules against owning a certain amount of assets. This behavior is why the numbers are low for cohabs. Worked as a social worker in the early 2000s and saw this quite often. Unfortunate.
Sadly in our culture he not totally wrong. Women in our culture don’t respect and tear down men. We don’t respect our bodies enough to wait til marriage anymore so no incentive there. We aren’t their helpers anymore as biblically we should be. It’s all what’s mine is our and what’s our is ours. Women are always given the benefit of the doubt. I don’t agree with not getting married, but he’s not wrong about the culture of it. Don’t be unequally yoked.
As a woman, I definitely can understand his concern. I think the men get hurt the most with divorce cause on average they make the majority of the money plus the women are the ones that get the custody of the kids. So that makes the man pay more. I know this for a fact cause I have male relatives that deal with this. Although there are horrible men like there are women, on average from what I have seen, the men tend to get the worst end of it.
These two talking about how combining finances makes things easier…what they seem to leave out is that women seek men who don’t have these issues. Hypergamy doesn’t care about a men’s struggles. And don’t think cause you’re married she won’t start checking out Chad from the sales dept cause he’s making six figures.
This is a very interesting topic, I do believe marriage benefits a woman more than a man…most of my friends that are married are advising me to hold off as much I can. One of my married friends has separate bank.acct w his spouse and says it works fine for them..I guess if someone has concern about divorce (btw research shows women file for divorce more than men) as a peace of mind include a prenuptial agreement prior to getting married.
I am happily married man. and even i know that marriage is the greatest financial risk you will make in your life.(got married for the a healthy environment for planned children ) no other decision has the potential to ruin you’re life more. only get married if you want kids in my opinion, The real purpose of marriage.
All of the data that they cite about marriage increasing your networth only pertains to marriages that don’t end in divorce. Mre than half of marriages end in divorce and over 70 percent of those divorces are initiated by women. Modern day marriage for modern day men is not a good prospect as long as women continue to abuse the divorce courts.
As a child of divorce and as a man I’ll never get married. Ever. My plan is to become successful enough to support a wife & kids and be able to keep building myself financially. I’ll happily buy her a ring if she wants it & I’ll promise that if she has my kids and is a dutiful partner then I’ll always take care of her. And I’ll happily meet with a neutral lawyer to draft up an agreement if she needs me to. I’m also not going to “marry” a western woman.
I think they should encourage marriage for the reasons they always have but I’ve seen them seriously pressure someone to marry his girlfriend when the guy was clearly not in love with her. They def didn’t pick up on how unhappy the guy was in his relationship and should have encouraged him to end it and move on to someone he actually wants to marry but instead they were telling him he should marry her which I think was terrible advice
You can’t be “taken to the cleaners” without it being your fault, to some degree. If you enter a relationship and choose to marry someone who makes a third of your income, yes, no kidding, they’re going to be able to legally come after a ton of YOUR stuff, because YOU made enough money to have THE STUFF, and they didn’t, which is why THEY have no stuff for YOU to come take… People (men) forget that this goes both ways. If you’re in a situation where you make substantially less than your wife, you get to play the same game that you’re afraid of all of thee women playing. So, what am I getting at? If you’re THAT concerned with someone “taking you to the cleaners”, maybe consider not putting yourself in a position where they even have that opportunity. If you’re in a relationship with someone who makes approximately the same amount of money as you, has approximately just as many assets as you, etc…, the 50/50 split at the end isn’t going to seem quite so painful.
😮😮My good looking well to do nephew will never marry. He had a vasectomy decades ago and just has girlfriends. He doesn’t even want to live with a woman. He is generous with girlfriends as long as they do not get clingy. And he is up front about it. So shame on the girls who think they will be the one to change him.
Shacking up is a huge risk I would say even more than marriage. There is zero commitment from either one of you, once the fun stops what’s stopping you from leaving, one if not both of you have to move that’s expensive potentially your bill or cost of living is going to go up. You may even have to find another job if you have to relocate out of a certain area. As well as the risk of bringing children into a relationship where there is again zero binding commitment. And I do think divorce is way over utilized it is supposed to be the final end all we could not solve this problem. People are not willing to go to counseling or change themselves we all think we’re perfect and the problem must be with the other person. Marriage and vows means we both have to work on this together we’re equally yoked. Your card is hitched to mine and we don’t win unless we win together.
Their net worth is a quarter because women pick men who had generational wealth… This is basic knowledge to anyone with a pair of eyes. Look at all of your male friends who have parents with money and see if they have a woman. Check all of your friends who grew up in a caravan park and see how many women are around.
The listener is right, marriage for the spouse that makes more money is a trap (being a woman or a man). But this is a more common issue for men, traditionally woman do not marry down on the pyramid and women take significantly more out of a divorce than men. If one contributes 80% of the income, especially if the man is making that contribution, he is going to be taken to the cleaners no doubt!!
You are all correct. There is no denying the wrong partner – male or female – can leave you broke before, during, or after the marriage. I’ve learned the hard way that part of that equation is you simply do not go into debt for a ring, wedding, car, or other non-income generating asset for a partner. And, if due to your finances, you absolutely need a working partner, do not settle for one that doesn’t work.
This makes me sad to see so may of you agreeing with this person in the comments 😔 Marriage is a beautiful, rewarding, challenging, deep commitment and is to be taken seriously. Most people don’t take it seriously the way it ought to be and they’re giving marriage a bad reputation because of it. Spouses are a team and are supposed to go through the ups and downs of life together. And there will be downs! Many of them! And those downs may turn into a drought with no end in sight! But your commitment must prevail in the end because without that strong foundation in the family, what do you have? Do you not see the issues that are caused by people not having a solid foundation at home? Parents undermining each other, disrespecting each other, arguing with each other, hurting each other, being spiteful, etc. Broken homes, broken families, split holidays, anger, sadness, bitterness, broken hearts, single parents burdened and trying to manage all on their own, strife amongst exes, strife amongst parents and stepparents. These things affect the parents and the children and then the children grow up and perpetuate the cycle. All because the marriage vows were not taken seriously and with utmost respect. Stop the nonsense, people! Life is so much more than finances and having the upper hand over people. Without love, family, hope, strength, long-suffering, endurance, strong values, sacrifice, joy… we have nothing. Everyone is so afraid to be hurt that it prevents them from experiencing life’s greatest joys.
I absolutely agree with this man 💯!!! I am a 50 year old women…Women should get married around 25 and men should get married around 40 and to those 25 year olds… Men getting married early is probably not the best idea but women need to get married early and they need to stay fit and I need to keep themselves up
What if a new law was passed called the FEELING’S Law!. you get nothing in a divorce for Feelings anymore!. You have to be abused Mentally! Physically! and emotionally! Same goes for the kids!. You have to have a 100% Logical and Valid reason to get his assets! . There is no more he doesn’t pay attention to the dog Anymore! Me and Pickles want a Divorce!.
Did they respond to any of his points /issues with mariage for men? I don’t remember them thinking about any of them. If you don’t like men thinking like that try making divorce treat both genders more equally, have both keep what is theirs in divorce and make both responsible for their personal finances after divorce rather than demanding / being able to get things from the former partner.
Marriage laws are very punishing against men. 50% of all your money and assets go to the woman. Woman almost always wins alimony. Woman almost always gets child custody then you pay her the child support. Why marry when you can just have a gf. You still enjoy the same benefits, just without the financially crippling effect of a divorce if things dont workout.
I can see both sides of the argument, and each side has its good points. George made a great point when he said that a person going into marriage with the mindset of the emailer will always be looking over their shoulder and not fully trust their partner. On the other hand, the emailer is technically correct, marriage is a contract, and women usually fair a lot better if that contract is terminated. During a divorce, women are more likely to get kids, which devastates many men. Marriage is a beautiful thing. Hopefully, one day I can find someone on the same page as me, and we can make it work.
I don’t want to sound like a negative person, because I’m not. But marriage is either THE BEST thing on a man’s life or THE WORST thing. If it’s the worst, it’s FINANCIAL SUICIDE. You will be broke, miserable, and lose more than half your worth, plus alimony for 18 years, spouse support, and other BS. So think twice before getting into that kind of problem.
Honestly I’m a huge fan of the Ramsey show, but this guy is exactly right. My boyfriend of 12 years and I are so glad we waited to get married. If we get married at all, it will not be without a prenup agreement. All of our friends are divorced or divorcing – and losing everything they’ve worked so hard for in the process. As he said, marriage unfortunately isn’t what it used to be, it used to be a lifelong commitment in front of God and your loved ones. Now it’s a contract that is typically broken and favors the women. I know Dave likes to look at the data so yes, he absolutely should look at the data then more seriously re-address this topic, because it’s a sad one that I do feel is part of our nations decline. I’d be interested to hear a more serious take on it.
The problem he was pointing out is the simplicity of filing for divorce in America. Essentially a woman can file, force husband out of home, out of children’s lives, seize all financial accounts, have her boyfriend move into home all with a 1-hour meeting with an attorney. If she is vindictive, she can make an allegation of abuse, with zero evidence, and now he gets a trip to jail, and then the roller coaster goes into free fall. No Job, no home, no rights. Something like 75% of divorces have allegations of “abuse” raised in custody hearings.
Married couples with no children under 18 had an average household income of $91,870 in 2013 and a median household income of $70,995. That was about 86 percent of the average household income and 83 percent of median household income earned by their married counterparts who did have children under 18. Why do married couples with kids have higher household incomes?\r \r Perhaps it is because they are not primarily driven by greed but something quite the opposite: a willingness to make sacrifices so their children may live better lives. It is children that boost income.
IF YOU MARRIED SOMEONE AND THEY ARE A BAD PERSON THAT IS YOUR FAULT!! Marriage, as an institution, is not a bad thing just because YOU MARRIED an idiot. Also! It takes two to tango, and if you married an idiot, then you are an idiot too for having such bad judgement. Do your research, make sure this person is going to be a good LIFE partner. Everything needs to match up! Also!! If you don’t life the idea of marriage, Great! Don’t get married! But for you to be such a pessimist, and clearly a narcissist, about marriage just to pull others into being this way is wrong and immoral.
I have been married for 30 years its been good we have grown together and build are finances together we were broke and now we are not. But now days its hard to find a woman thats wants to grow with a man they get tired cause struggling with money and the woman dont want to work together thats whats happening now days
What a crybaby. If you wanted to get married or if anyone wants to get married they can always get a prenuptial agreement. Nothing is set in stone as long as you understand the legal framework that you can enter into to protect yourself, if that is what you want or need. If you end up staying together great if you end up divorcing you have that prenuptial agreement to protect your assets. People who don’t understand this and bash marriage are simply ignorant of the law and all of the precautions one can take before marriage to protect their assets. Besides a prenuptial agreement, if you already have a house in your name do not put your spouses name on it. If you want to have the beneficiary of your retirement benefits or any other financial Assets to go to anyone besides your wife if you pass away, have your wife sign a form that she understands that she is not the beneficiary. In the event of a divorce each person walks away with what they owned or earned themselves. If there are children and there is 50-50 custody there’s no need for anyone to receive child support. Prenuptial agreement and other financial strategies are always done by people who have money who are marrying, but people who don’t have money May not think to do this and then once 15 or 10 years have gone by and they get a divorce they are making money so it’s best to do it unless that’s not the kind of Marriage you want. But this guy seems to have no idea of all the legal constructs one can take advantage of to protect themselves and their assets before they marry to protect against loss of assets in a divorce.
Can someone address an elephant in the room? This elephant is how this call in show is often based on callers complaining about their spouse, and these complains span the gamut of topics. With a plethora of potential issues, how could they still say that marriage is basically unequivocally better (whether from a stress, poor communication or lack of accountability perspective) when they have so many instances of failure or shortcoming?
They can’t preach too much for a financial show. So, I will. LOL. I married a woman that loves Jesus with all her heart, mind, soul and strength. I am the same way. Find someone genuine like that and grab them before they get away. Some years have been good, and some have been bad. The Lord has seen us through.
I am a professional Independent woman who’s divorced 3x after being married 3x in a decade. I’ve been single for five years and it’s the best life I’ve ever lived! Marriage is a financial trap. All my husbands took advantage of me financially. I now live a peaceful life completely content: healthy, happy, making six figures, achieving my dreams, no financial manipulation, no domestic violence, no drama. Marriage is a horrible trap. The happiest women I know are me and my single friend who runs a team of 38 doctors and makes six figures too. We are not dating anyone. We have other goals. We cherish independence and peace. We love God. I belong to Jesus. Love being able to spend my life with Him.